Mortgage Loan Pre-qualification Calculator

Use our mortgage pre-qualification calculator to analyze how lenders see you before you apply for your mortgage loan!

When you are shopping for a home, you should pre-qualify for a home mortgage before you begin searching with a realtor. The mortgage loan pre-qualification calculator is a great place to start.
Find out ahead of time how much you can spend on your new home.

The Pre-qualify mortgage loan calculator is brought to you by Sausley Real Estate.

Income and Loan Details
Annual Gross Income Before Deductions:	$
The Interest Rate of Your Loan:	%
How Long You Will Finance Your Mortgage:	Years
Downpayment In Cash Amount Or Percentage:
The Type Of Downpayment Entered Above:	Cash Percent
(cash down or a percentage of the loan)
Housing Expenses
Housing Expense To Income Ratio:	28%
Estimated Non-mortgage Housing Payment:	$
(mortgage insurance premiums, property insurance, real estate taxes, etc)
Debt Repayment
Debt Repayment To Income Ratio:	36%
Monthly Installment Payments:	$
(installment debt with more than 10 payments remaining)

All information herein is reliable but not guaranteed. While our Mortgage Loan Prequalification Calculator can put you in the ballpark it cannot predict instances which may be specific to your situation. Many other factors can affect loan availablility such as market conditions, credit history and state of residence.
You should consult a loan professional before shopping for your new home.